Step-by-Step Guide on How to File an Insurance Claim for Storm Damage

How Your Roofing Company Can Help You File Storm Damage Claim

The roof is your home’s first line of defense against bad weather. Whether it’s snow, hail, or heavy rain, your roof protects you and your family against the elements. However, this sometimes comes with a price -a price that your roof must sometimes pay in order to keep you and your belongings safe. Roof damage caused by exposure to the elements can range, from small problems such as missing shingles to serious issues such as a caved in roof. Whatever the case is, you must file a storm damage claim as soon as possible. Your roofing company can guide you through the process.

Most insurance companies limit the time you may file a claim. So, if your home has been damaged by exposure to the elements, then don’t wait until leaks occur, mold appears, or the roof caves in. The quicker you file for a storm damage claim, the bigger the chances for your claim to be validated.

Step1. Assess the damage. The first thing that you need to do is record the date of the storm and any signs of damage that you may be able to see from the ground. So, do not climb over your roof as you don’t know how bad it was affected. Instead, take pictures of the damaged areas.

Step 2. Contact a reputable roofing company and obtain a written proposal. Make sure that the contractor performs a thorough inspection of your roof and all related elements such as gutters, downspouts, and eaves.

Step 3. Request an insurance adjuster inspection. Once you contact your insurance company, an adjuster will be assigned to your case. The main purpose of an adjuster is to investigate the case and inspect the property so that he/she can make a fair assessment. Make sure that your roofer is present during the adjuster’s inspection.

Step 4. Once your claim is approved, the insurance company will send you two payments. The first one will cover the parts and materials, while the second one will cover labor expenses. As soon as the first check arrives, your roofers can start ordering materials and prepare an action plan for the upcoming work.

If you’re looking for a professional roofing company in Marietta, GA, then search no further than Longino & Associates, Inc. We work with almost all insurance agencies, and we can help you file your claim.

Call us at (770) 924-0790 for more information!